savings, investments, insurance, debt, loans, leasing, housing finance, mortgage, foreclosure, family budget, pension reform, the second and third pillar
Abstract:
Personal finance (budget, financing of basic living needs), debt (loans and credits, payment instruments, interest and fees, debt trap), financing of housing (rent, mortgage, savings, consumer loans, refinancing), savings and investments (investment horizon, return, risk, investment strategy), insurance (insurance types, suitability and adequacy), securing the future (retirement savings and insurance).
Objectives:
Students learn to orientate on the financial market, manage family finances, get an overview of funding possibilities of common situations, the types of financial products and services, they can reasonably evaluate information and offers.